Be Crafty This Shopping Season With Holiday Skip-A-Payment! Eligible members can choose to skip their December or January payments for $35 per skipped loan! DFFCU will donate a carbon monoxide detector for every skip-a-pay! See credit union for details. Not all members are eligible. The fee is $35 per skipped loan chosen. Interest will continue to accumulate on your loan during the month you skip your payment. HELOCs and Driving Sense loans are not eligible for the skip-a-pay. Use of the skip-a-pay may lead to future GAP claim discrepancies.