Direct Deposit

Don't cut your lunch hour short making trips to deposit or cash your paycheck. Just sign up for Direct Deposit. Your payroll manager can tell you how it's done. Bon appetit!

Here are some other advantages of Direct Deposit:

• It's Fast. Your money will be in your account on payday whether you're sick, on vacation, or just too busy.
• It's Safe. Your paycheck can't be stolen or lost.
• It's reliable. You'll still get a pay stub to show that your account has been credited.

In addition to salary payments, you can use Direct Deposit for pensions, annuities, dividends, expense reimbursements, and any other regular payments you receive by check. Contact the benefits, human resources or shareholder departments of the companies that make those payments . . . and ask them how to sign up for Direct Deposit.

It's easy to sign up for Direct Deposit of your Social Security check. Just call Social Security's toll-free number weekdays from 7 AM to 7 PM: 1-800-772-1213.

When you call, be sure to have your Social Security number and a personal check or bank statement handy. Your Social Security representative will need information from these documents to start you on Direct Deposit.

Direct Payment

Are you spending precious leisure time writing and mailing checks to pay the same bills month after month? Why not pay your bills electronically? It's easy with Direct Payment.

• You'll have the assurance of knowing that your bills will be paid on time.
• You'll never forget to pay a bill because Direct Payment is automatic.
• You can rest easy with Direct Payment because it's actually safer than checks.
• Use Direct Payment to pay your mortgage and car loans, dues, subscriptions, utility and cable TV bills, to make charitable contributions, and more.

Ask the companies you do business with if they offer Direct Payment. After all, you've got better things to do with your time than pay bills.