Loans

Personal Loans

APR= Annual Percentage Rate. Rates for a personal line of credit are based on credit score. Introductory rate valid for advances taken from November 25, 2011 through January 31, 2012. As low as 2.99% introductory rate is based on credit score.  After the initial introductory period, rates will revert back to the normal rate as low as 6.5%.  All rates for personal lines of credit may be subject to change. Minimum payment is $25. Minimum limit is $500; no limit for advances. There is a $75 document processing fee on all loans. See the credit union for details.

A Personal loan may be what you need when you have an unexpected expense, need to pay off medical or high interest debt or dont have any collateral to secure a loan. Your credit union can help you figure out if a personal loan is the right option; we can give you the best solutions for your borrowing needs. Utilizing payroll deduction can make paying your personal loan easy and protect your credit.

• Terms up to 36 months
• Loan amount based on credit and monthly income; maximum of $15,000
• Rate:
  • Is based on the members credit score
  • Each of the following DFFCU relationships adds an additional savings of .10% to the stated rate: (1) savings balance greater than $2,000; (2) checking account; (3) direct deposit; (4) MasterMoney® Debit Card; (5) DFFCU VISA® Credit Card with balance
  • Competitive Fixed rates available
• No penalty for early payoff
• Easy Payroll Deduction Option/Automatic pay
• Access to your account information 24/7 via Online Banking and HAL
• Online E-statement of account