Personal Loans

A Personal loan may be what you need when you have an unexpected expense, need to pay off medical or high interest debt or dont have any collateral to secure a loan. Your credit union can help you figure out if a personal loan is the right option; we can give you the best solutions for your borrowing needs. Utilizing payroll deduction can make paying your personal loan easy and protect your credit.

• Terms up to 36 months
• Loan amount based on credit and monthly income; maximum of $15,000
• Rate:
  • Is based on the members credit score
  • Competitive Fixed rates available
• No penalty for early payoff
• Easy Payroll Deduction Option/Automatic pay
• Access to your account information 24/7 via Online Banking and HAL
• Online E-statement of account

Personal Line of Credit

A personal line of credit is just the loan product you need if you want to enjoy the convenience of advancing funds from your line again and again without doing an application every time. Our low rate personal line of credit allows you the freedom to do whatever you want. It is a great way to pay down higher interest credit card debt, It is a great safety net for your checking account, and it is convenient.  Access your line by calling the credit union or log onto online banking and transfer the funds to your saving or checking account. And once you pay down your line of credit, you can advance what is available for whatever you need, whenever you need it!

• Low minimum payments-only 2% of the balance
• Tie it to your checking- you can set up the line of credit to advance to your checking if you are short on funds in your checking account.
• Loan amount based on credit and monthly income maximum of $15,000
• Rate
  • Is based on members credit score
• No penalty for early pay off
• Easy Payroll Deduction Option/Automatic Pay
• Access to your account information 24/7 via Online Banking and HAL
• Advance your line 24/7 via Online Banking and HAL-or call the credit union at 937-228-1614
• Online E-statement of account