Field of Membership

Eligibility for membership in a federal credit union is limited to the persons and organizations sharing the common bond described in the credit union's field of membership as set forth in Section 5 of its charter. A person becomes a member upon approval of an application for membership, subscription to at least one share and payment of the initial installment thereon.

To become a member of the Dayton Firefighters Federal Credit Union, the following requirements must be met:

" The field of membership" in this credit union is limited to those having the following common bond of association, occupation, or residence;

  Person who live, work, worship, or attend school in, and businesses and other legal entities located in Montgomery County, Ohio;

  Members of record of this credit union as of the September 23, 2003, conversion to a community field of membership;

  Spouses of persons who died while within the field of membership of this credit union;

  Volunteers in the community;

  Members of the immediate family or household; and

  Organizations of such persons active or pensioned employees of the Dayton, Ohio Fire Department; employees of this credit union; members of their immediate families; and organizations of such persons." (i.e. Local #136).

" Immediate family" is defined as "Any person related by blood or marriage to a member of the Dayton Firefighters Federal Credit Union."

Once a member, always a member: A member no longer within the field of membership can retain membership indefinitely, so long as the membership is not terminated. Once membership terminates, a former member, no longer within the field of membership, is not eligible to rejoin the Credit Union.

The members exercise democratic control of the credit union by attending and participating in regular and special membership meetings, and by electing the board of directors. Each member is entitled to not more than one vote irrespective of the number of shares owned; and no member may vote by proxy.