Savings/Share Accounts

Shares/Savings

If you desire, we can help with your particular savings goals and recommend a savings plan that best fits your particular needs. Your deposits are insured to $100,000 by NCUA.

• All members and their immediate families are eligible to open a savings account.
• Dividends are paid each quarter on savings.
• You may save by direct deposit or over the counter.
• There is no penalty for withdrawal of savings.
• No advance notice is required for withdrawal of savings.
• You may save time by withdrawing saving by telephone
• Use your "MAC" ATM card to make deposits, withdrawals, and transfers from/to your shares/savings and share draft/checking accounts.

MAC Card - Use your MAC card, 24 hours a day, seven days a week, to check account balances, to transfer funds form one account to another, or to make a cash withdrawal at any of over 15,000 machines.

Plus, many retail merchants will now allow you to pay for your purchase with your ATM card.

Means to Save

• Regular Share Accounts
• Share Draft Accounts
• Custodian Accounts \
• Trust Accounts
• Share Certificates

Dividends and Direct Deposit

Dividends are declared quarterly by the Board of Directors, and, of course, the amount paid is determined by the net profit earned each quarter. No dividend guaranteed; however, we have NEVER failed to pay a dividend since we were organized in 1935.

Direct Deposit offers a convenient, systematic way to start a savings plan and to repay loans.

By having a portion of each paycheck automatically transferred to your Credit Union share account, you can be assured of having money available for future needs. You can also save for your family members through Direct Deposit.

Members may earmark specific amount of money to be deducted from their paycheck and this amount is forwarded to the Credit union. As per the member's instruction, the money can be allocated to shares, loan(s), a family member account, etc.

To participate in the Direct Deposit program, simply stop by the Credit Union office and complete an authorization form. The total amount you authorize for Credit Union deductions is conveniently and automatically allocated according to your instructions. Deductions are posted to your account after each pay period and will continue until you request a change.

Your Credit Union takes pride in the fact that you, as a member, are our most important asset, and your business matters are held in strictest confidence. We pledge never to violate the principle of maintaining a strictly confidential relationship with our members.

Direct deposit is a safe and reliable method of automatically depositing funds in your share draft/checking and/or share/savings account. Direct deposit allows you immediate access to your funds the day they are electronically deposited to your account. You can use direct deposit for salary payments, pensions, annuities, social security, dividends, expense reimbursements and any other regular payments you receive by check. You will receive an itemized statement from the credit union with all your direct deposit activity in detail.

This Credit Union is federally insured by the National Credit Union Administration.  Our members savings are insured to a maximum of $100,000.00