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Current Savings Rates
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SAVINGS RATE SHEET |
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Rates Effective:
May 6, 2008
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SAVINGS RATES |
Dividend Rate |
APY † |
Term 1 |
Minumum Balance |
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Regular Shares (Savings) |
1.00% |
1.01% |
N/A |
$ 5.00 |
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Free Share Draft (Checking) |
0.00% |
0.00% |
N/A |
$ 35.00 |
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Value Share Draft (Checking) |
0.68% |
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N/A |
$ 1000.00 |
| IRA Savings Account | 0.95%
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0.95%
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N/A
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$ 500.00
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Money Market Account - Plateau 1 |
0.95% |
0.95% |
N/A |
$ 2,500.00 |
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Money Market Account - Plateau 2 |
1.08% |
1.09% |
N/A |
$ 10,000.00 |
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Money Market Account - Plateau 3 |
1.22% |
1.22% |
N/A |
$ 25,000.00 |
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Money Market Account - Plateau 4 |
1.35% |
1.36% |
N/A |
$ 50,000.00 |
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Money Market Account - Plateau 5 |
1.49% |
1.50% |
N/A |
$ 100,000.00 |
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Money Market Share Certificates 2 |
2.24% |
2.24% |
6 |
$ 10,000.00 |
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2.39% |
2.39% |
6 |
$ 100,000.00 |
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0.99% |
0.99% |
12 |
$ 2,000.00 |
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1.24% |
2.24% |
12 |
$ 5,000.00 |
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1.89% |
1.89% |
12 |
$ 10,000.00 |
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1.99% |
1.99% |
12 |
$ 100,000.00 |
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1.24% |
2.24% |
24 |
$ 2,000.00 |
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1.74% |
1.74% |
24 |
$ 5,000.00 |
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1.99% |
1.99% |
24 |
$ 10,000.00 |
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2.24% |
2.24% |
24 |
$ 100,000.00 |
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2.24% |
2.24% |
36 |
$ 10,000.00 |
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2.49% |
2.49% |
36 |
$ 100,000.00 |
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2.49% |
2.49% |
48 |
$ 10,000.00 |
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2.74% |
2.74% |
48 |
$ 100,000.00 |
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2.74% |
2.74% |
60 |
$ 10,000.00 |
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2.99% |
2.99% |
60 |
$ 100,000.00 |
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IRA Money Market Share Certificates 2
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2.24% |
2.24% |
6 |
$ 10,000.00 |
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1.89% |
1.89% |
12 |
$ 10,000.00 |
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1.99%
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1.99%
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24
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$ 10,000.00 | |
2.24%
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2.24%
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36
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$ 10,000.00 | |
2.49%
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2.49%
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48
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$ 10,000.00 | |
2.74%
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2.74%
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60
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$ 10,000.00 | |
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Early Withdrawal Penalties: |
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Money market share certificates are subject to early withdrawal penalties. The owner contracts to keep the funds deposited until maturity. If any or all of the certificate principal amount is withdrawn before the Maturity Date, federal regulation requires the credit union to charge a penalty. The penalty for early withdrawal is forfeiture of dividends equal to the lesser of dividends since date of issuance or 90 days dividends for certificates with original maturity of 24 months or less (2% of the certificate principal amount for certificates 36 months or longer in maturity). |
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† These rates may change at any time without prior notice. |
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1 Number of months |
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2 Dividends are paid on the first day of each month to the members' regular share account. Dividends can not remain on account and a payout of dividends is mandatory. |
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 Federally insured by NCUA |
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| Copyright
© 2003 Dayton Firefighters Federal Credit Union. All Rights
Reserved! |