Equifax Breach Info

 

Your Dayton Firefighters Federal Credit Union wanted to provide you with some information on how to check and see if you were impacted by the Equifax breach, learn about the option of freezing your credit, and provide you tips to protect your identity. To help fight identity theft, the credit union offers "Kasasa Protect" which provides 24/7 credit monitoring, identity theft restoration services and more. If you have any questions, please call us at 937-228-1614.

  1. Go to https://www.equifaxsecurity2017.com
  2. Click on the “Am I Impacted” link, and you will be asked to provide your last name and the last six digits of your Social Security number.
  3. Based on that information, you will receive a message indicating whether your personal information may have been impacted by this incident.
  4. If your information has been compromised, Equifax is offering free identity theft protection and credit file monitoring to all U.S. consumers. The enrollment period ends on Wednesday, January 31, 2018.

On October 2, 2017, Equifax announced that additional consumers may have been impacted. To minimize confusion, Equifax will mail written notices to all of the additional potentially impacted U.S. consumers identified since the Sept. 7 announcement. The feature on the website that U.S. consumers may use to determine whether they may have been impacted will be updated to reflect the additional potentially impacted U.S. consumers by no later than October 8.

If you would like to know more about the Dayton Firefighters Federal Credit Union's Identity Theft protection product, Kasasa Protect click here or call us at 937-228-1614.

If you would like to know how to "freeze" your credit, go to https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs#place.

Here are some additional helpful ways to protect your identity provided by Harrison Wealth Management Group, Ltd.

  • Protect passwords, PINs and answers to any security questions by not sharing them with anyone you don’t want to have access to your accounts. Avoid easily guessed passwords (e.g. family members’ names, birth dates, Social Security numbers, etc.).
  • Keep firewalls and security software up to date, and use encryption software on your laptops.
  • Use your personal computer for financial transactions, avoiding public-use computers if at all possible.
  • Do not give out vital information over the phone, by email or through in-person requests. Type in the URL of the site you want rather than clicking a link provided in an email.
  • Check your financial accounts regularly to ensure no unauthorized activity is taking place. Contact your credit card company or financial account institution immediately if you notice anything suspicious.
  • Monitor email, social media and online financial accounts for unauthorized changes. If you receive an email that changes have been made to one of your accounts (e.g. new contact details, new addresses, etc.) that you did not authorize, follow the instructions provided by your service provider to protect your accounts.
  • Only click on links or open attachments that you expect and are from sources you know and trust. Even if an email is from someone you know, if it looks suspicious, play it safe and confirm with the sender before opening.