Savings Account Options

You can reach your goals when you save money. No matter what you are saving for, the Dayton Firefighters Federal Credit Union can help you along the way. We have several options for you to choose. The Regular Savings Account establishes credit union membership. Once opened, members may utilize other products and services. You can have multiple savings accounts to save for whatever you want and choosing direct deposit allows you to save without having to think about it. We have account options that help you earn more money while still having easy access to your account.

Regular Savings Accounts

This savings is what establishes your membership with Dayton Firefighters Federal Credit Union. A $ 5 initial deposit gets you started with all the benefits the credit union has to offer. A $50 savings balance is required within 10 months of opening your account.

Secondary Savings

With a Secondary Savings Account, you can accumulate funds for special purposes such as saving for tuition, Christmas, escrow, weddings, etc. With direct deposit you can make saving for just about any goal easy and effortless.

Money Market Accounts

If you want to earn more money on your savings, but need easy access to your account, a Money Market Account is perfect. The Money Market account features convenient access to funds and current market rates without locking funds in for a specific term. To open a money market, you must have a minimum of $2,500. If the daily minimum balance of $2,500 is not met for each day of the statement period, you will be acessed a fee. Account transfer and withdrawal limitations apply.

Money Market Share Certificates

Share certificates allow you the best return on your money. This is a perfect option if you do not need access to your money, but desire a greater return. Share Certificates feature a fixed-rate for a stated term. This account pays our highest dividend rate but withdrawal of funds prior to maturity results in a penalty. Minimum balance is $2,000 to open a money market share certificate.

Sparky Savers Kids Club

Parents and Grandparents, introduce your kids to a fun way to learn the importance of saving. The Sparky Savers Kids Club is just for kids through age 12 and is a great way for them to learn all about money.

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